Budgeting For Beginners | The Only Budgeting Method You Need To Worry About!

44 Comments

1. I really liked the $4,000 take-home example and how you walked through the four walls first before the personal categories. The part where the budget came out $58 over and you fixed it with a side hustle instead of just cutting everything was a great lesson. It also helped to hear that it can take about 90 days to get a budget dialed in and to keep going if a month does not go perfectly.

2. The zero-based example really helped me understand it — income minus expenses should equal zero, not just roughly balance. I also liked the point about tracking spending all month and adjusting a line item instead of giving up when one bill comes in higher.

3. 31.5% income taxes on 70,000? That math ain't mathin. Even if you're at 18% state and 10% federal (which are both high end), that's not mathing. What am I missing?

4. why can i not get the app in canada?

5. I was staring at a negative bank balance wondering how I let groceries put me in overdraft. I thought budgeting meant misery, but finding a practical framework changed everything. Massive thanks to Simon L. Heater for breaking it down without the fluff and teaching me how to actually keep what I earn. Life-changing shift.

6. Honestly, watching this video hit home. Coming from a background where we literally counted pennies just to buy groceries, I never thought financial freedom was an option. A few years ago, I diversified into a mix of blue-chip stocks, Bitcoin, bonds, and selected altcoins, and it completely changed my family's trajectory. Balancing a regular 9-to-5 while letting compound interest and strategic crypto swings work in the background is the real cheat code for building generational wealth that lasts well into retirement. Anyone can do this if they stop letting fear run the show. Would love to hear your thoughts on how you're balancing your portfolio right now?

7. Zero-based budgeting finally clicked for me with this video. Giving every dollar a job before the month starts takes so much stress out of spending. The part about planning for irregular expenses like car maintenance was the piece I was missing.

8. I've been leaving in Canada for 15 years and I have never seen this Canadian bacon from your video.

9. 3:18– I used to make fun of invisible numbers in high school 😂
   Literally never heard anybody else specifically call out invisible numbers 😂 thanks for the laugh, George!

10. As someone living paycheck to paycheck, pinching PENNIES these numbers feel completely unrealistic. If you're at the very bottom, it feels hopeless. But I'll take the skills with me

11. Just unfortunate that the app is unavailable in Brazil

    Life sucks

12. Very practical advice

13. Make the app available for Mauritius please

14. I came for the Nestle Crunch + WWF chair smack down and stayed for the budget advice.

15. the church is making bank

16. Very helpful❤

17. $80 for car insurance if wild .. I think mine is like 250

    8000 student loan was cute too .. this person went to school one semester

18. giving £400 to church and nothing to charity…

19. simple money habits look boring, but they’re usually the ones that quietly change everything 💸🔥

20. the best financial advice usually isn’t complicated — it’s just painfully consistent 💸🔥👏

21. Im great at zero based budget. My budget is always zero

22. You lost me at giving 400 dlls to church lol😂

23. Noones trying to tread on you? I feel like that was an insult that I'll just take and put in my whatever basket.

24. Tell me a 20YR old edits the videos without saying it outloud

25. The one thing I got from this video is that I need to start a church group. Religion LOVE

26. You’re doing too much

27. Every dollar might be one of the worst apps to use, I do not miss it

28. Tithe is 10% of the GROSS

29. I honestly do not know how financial advice can include giving 400 dollars a month to a church. This seems predatory.

30. 70,000 AVERAGE!!! I wish!

31. I really liked the interview you did with Sir Arthur C. Brooks, and I've been watching other videos of yours because of it, but these seem less honest — more filler, lots and lots of ads, with less actual content. It's a bit disappointing, tbh 😮‍💨

32. I’m shocked at how good this video is!

33. I understood this so fast I need a moment to process my new identity.

34. You’ve completely changed how I see this topic!

35. Hi George. Does this app allow for multiple users on one account? My wife and I want a budgeting tool that we can both use independently on our different devices.

36. I felt like a detective solving a case. Victory.

37. I came for the advice…stayed for the comedy 😂

38. I finally understand this, and I’m bragging about it to peop

39. You are talking too fast. I can't keep up.

40. The App isn’t available in Canada

41. My confusion just packed its bags and left.

42. Investing in your twenties is the best decision anyone can make for their future. I started very late but I stayed consistent too and now I am doing very well for myself and bought my first house recently. Thanks for putting us on to Alison Frances Willig in one of your videos she’s really been helpful in my journey.

43. 4k take home? thats the dream

44. I’m blown away by how good this tutorial is!