Travel insurance for Americans is critical when you travel internationally, especially having pre existing conditions covered. I will cover both the best Comprehensive Plans that cover trip cancellation, trip interruption and medical/accident coverage, as well as the best Medical Only plan. I will show you the best plans that have all your pre existing conditions covered, at a bargain rate, even if you are a senior. I’ll tell you key things to look for when selecting a travel insurance policy and what to avoid.
The websites I mention in the video are https://www.insuremytrip.com, https://squaremouth.com and https://www.withfaye.com
These plans are mainly for Americans, or people in the USA traveling internationally, but they may be available for those in other countries as well. But if not, here are some of the best travel insurance companies for:
-Canada: Manulife *CoverMe™ (TravelEase for Canadians),
Website: https://www.coverme.com/travel-insurance/travelling-canadians/travel-ease-for-medical-conditions.html and also RBC Insurance (plans: TravelCare / Travel Medical)
Website: https://www.rbcinsurance.com/en-ca/travel-insurance/
-Australia: AllClear Travel Insurance Australia, Website: https://www.allcleartravel.com.au/seniors-travel-insurance
-UK: AllClear Travel Insurance Website, https://www.allcleartravel.co.uk/ and Saga Travel Insurance, Website: https://www.saga.co.uk/travel-insurance/over-80s
🔴 SUBSCRIBE AND RING THE NOTIFICATION BELL 😊: https://www.youtube.com/@RetiredGlobalLife?sub_confirmation=1
🔴 Some of my videos you might want to check out regarding insurance and healthcare:
-Medicare for Americans Traveling Overseas https://youtu.be/aNu4-RWQ91I
-Thailand Health Insurance for Expats/Foreigners in 2025 https://youtu.be/qKbFiOJ7wBI
-Hospitals in Thailand for Westerners / Expats https://youtu.be/NB7g0Tu6tKU
DISCLAIMER: Although I’m an attorney, I’m not your attorney. This video is for entertainment and to point you in the right direction to do your own investigation into the right travel insurance plan for you. I’ve given you my personal opinion, which could be wrong for you. Also be aware that insurance related laws can change and policies can change, or that I can be wrong in my opinions. I am not responsible to you for your personal choices regarding travel insurance. Sorry, technical words that must be said in this litigious world.
#travelinsurance #preexistingconditions
🔴 CHAPTERS
00:00 Introduction
00:44 Two types of travel insurance
01:20 Beest online brokers with many plans
01:50 Using InsureMyTrip.com for a Medical Only plan
02:46 List of Medical Only plans
03:47 Best plan medical coverage
04:04 Best plan evacuation coverage
04:30 Increasing best plan coverage
05:19 Pre existing condition coverage
08:36 Primary coverage vs secondary coverage
09:24 A confusing benefit review
10:05 Online insurance broker advantages
12:22 Comprehensive travel insurance
13:25 Rate cuts for couples and longer travel
14:10 Trip cancellation and trip interruuption
14:51 Why Comprehensive Plans are not worth the extra money
16:45 A great play with Faye
17:51 Using your “home” insurance plan internationally
18:09 Using Medicare internationally
19:11 Conclusion
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