How to Compare Auto and Home Insurance Quotes



To get the best rates, I keep switching insurance every 1-2 years. I’ll show you how I do it in this video to save you time and money

Summary:
Get the best deal by comparing multiple policies from independent companies and agencies
The lowest effort to compare quotes: Email an agent with your current coverage
The fastest way to compare quotes, but with high effort: online quotes

Table of Contents:
Preparing Your Data 1:46
3 Types of Companies to get Quotes From 4:44
My Personal Rate Journey 7:08
My Comparative Quote Results 9:56
My Prior Insurance Experience 13:36

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28 Comments

  1. I think these ads should be barred bc they are misleading and false especially for home abd car insurance. I have never received any quotes back like what these commercials show, except being deluged with continuous phone calls!

  2. It was somewhat interesting thanks, but what I was looking for was an understanding of comparing coverages not cost, each company gives a quote in their own “language” or “product name” it’s like comparing mattresses by brand. I want to understand what I’m buying, I can read numbers to ad up costs, it’s a clear understanding of what I’m buying that I need. Each insurance company offer perks to entice me to purchase, most just sound like fluff, but what’s the actual baseline coverage of each part of each policy and what really matters most to protect me and my family.

  12. They want punk the people wealthy bastard progressive has me blocked on twitter im getting somewhere gunna. Lose hell lot more then 50:000 LIES LIES LIARS & MORE LIKE PersuadeRS EVEN more like extortERS…what is this? Ugh, emerald and one more above that, it doesn’t matter. Pay money monthly decades for in case some poop happens and they stab you in the back make it worse. I been paying for insurance almost 30 year, good god I’m aging…well this a very 1st for me, I thought insurance was a good thing. WTH is so wrong in people these times I mean how do people, get off on doing what they clearly so not want done to them. ANYONE ?! If you do buy don’t buy underinsured. Whole new animal! Jeremy moyers 3149101139 claim 20-5042819 From January 25, 2020. geico did ok but my progressive 🤢🤮 progressive sucks

  18. What is your input on this information they were mentionedto me.

    BI = Bodily injury 50/100, 100/300, 250/500

    PD = Property damage 25,000 50,000 100,000

    UM = Un-insured motorist 50/100 – 250/500

    UMPD = Un-insured property damage, the value of the car

    UIM = Under-insured motorist 50/100 – 250/500

    UIMPD = Under-insured motorist property damage, the value of the car

    Medical payments = $5,000 +

    Comprehensive = $100 – $500 deductible

    Collision = $250 – $1,000 deductible

    1) Don't assume that one company is the cheapest

    2) Don't ignore your local companies

    3) Your credit matters

    4) Consider insurance costs before purchasing a vehicle

    5) Check for discounts

    6) If you have a clunker car you might not want some options on your insurance

    7) Raise your deductibles

    8) Consider usage-based Insurance

    9) Location matters

    10) Driving history

    11) The amount you pay up-front matters

  21. Thank you for the informative video, The Frugal Analyst.
    There are numerous online platforms for obtaining Auto and Home Quotes. It facilitates comparison.

    I recently read insurancehumanity, a blog about auto insurance. It contains informative articles on a variety of Auto Insurance topics.

    I found the following topics to be useful:

    How auto insurance premium are calculated?

    Impact of Points on Your Licence on Car Insurance Premium
    How to save money on your auto insurance?

  26. Safe yourselves a headache and don't use allstate, after the freeze in Texas last year they didn't want to pay and after my home got destroyed like 70% they wanted to pay 11000 to repair the damage and same happens to 2 of my friends, I'm currently looking for something else.

  27. this helped a lot man! I'm closing on a home in a few weeks and stressing looking for home insurance quotes…and then considering if i should be quoting a bundle (current with Geico for Auto)

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