How To Get Health Insurance If You Quit Your Job!

37 Comments

1. Health insurance is crazy! Share your story (either good or bad) about buying your own health insurance.

2. THANK YOU FOR THIS!!!!!!

3. No insurance. You can negotiate with hospital bills and other medical services. Some clinics charge more than 10x more for insured patients than uninsured forthe same service. If u need major work, going to a foreign country can be a small fraction of the US cost. Dental alone can save enough to pay for flight and hotel to Vietnam . Save that premium money in a investment account.

4. 644$ a month… is that what I heard… my god … I’ll just risk dying. I literally about choked on my tea.
   Yea, dying seems like the best option.
   So homeless or health insurance… this is the crossroads I’m at.

5. The problem with the ACA marketplace is it’s based on tax returns for your rate. If you had a high paying job and lose it your rate is based on that high paying job even though you don’t have any income.

6. What if your 59 and healthy but can’t find a good enough job, my cobra ends in 2 weeks. I had quit my job last yr to take care of a sick parent that I live with. I’ve spent $18k out of my savings for cobra. Only used it for medication. Since I have no income it comes to a complete halt, every person is stumped. I’m a healthy female.

7. Very helpful…. Thank you

8. blah blah

9. I clicked the link to speak with Julia's company-feel uncomfortable with the lengthy contract associated with making a simple appointment to talk to someone. It is hard to understand all the implications of that agreement.

10. My family currently receives health insurance through my husband's employer (I'm a SAHM). Husband and our kiddo are healthy and we use our plan only for check ups with them. I, on the other hand, have an autoimmune disorder and so I am on 2 different ant-seizure medications as well as 1 specialty medication through a specialty pharmacy. I also see a neurologist and MS doctor so will need to pay for those visits.

    What we pay for insurance eats through so much of my husband's paycheck (company offers BCBS TX). Eventually we want him to be able to step away from his job so we can solely run our business. I'm doing research to see how I can find an insurance that will cover my medications, and this has been a source of worry for me.

11. whih insuarnce is best for 20 year old

12. They want like 400+ dollars a month for insurance. Then they call my phone 6 times a day. Txt me 4 times a day. Leave me voice mails to the point I'm ready to change my number. These agents say well fill out this insurance. When I do fill it out I'm getting phone called again from 20 + agent scams. So, what's the point of me putting my number to these agents if they tell me to do all the work.

13. Hello,I'm 62 years old, i have a very good insurance, through my work,
    But i would like to get a secondary health insurance any suggestions

14. Very little help

15. so what are the private plans? there was no mention of that? 🤷🏻‍♂️

16. Can this kind of bleeding the American citizens continue much longer?

17. We need universal health care…covers Americans people…we are being robbed by our own government for profit…

18. What I didn't hear much of are clinics. I have been getting care from my local clinic and that seems to be working out for the community here. the only issue is what they don't cover and that's what i don't know. Can you talk more about that?

19. How do they determine if you’re healthy and qualify for the private plans?

20. what a joke. Why would you get ACA insurance before you have a medical event. You cannot be refused.

21. In mexico you can get a private plan for 7200/year in us $2500/mo

22. Amazing how obamacare completely broke the US insurance industry for consumers. Insurance companies rolling in dough, workers not so much.

23. Move outside usa , Europe much better healthcare

24. It's 3/22/2026 and we applied for special enrolement on Illinois ACA due to job loss and were approved last week and started shoping for plans and it says coverage will start 5/1/2026 yet we need it to start 4/1/2026 or we will have a one month gap with no coverage. Can the start date be bumped up one month?

25. Much easier talking. 👌

26. I’m actively looking now and it’s insanely expensive both monthly and deductible

27. The examples provided were so helpful.

28. Obamacare ..LOL what a joke . Bunch of thieves . What country do we live in ,Mexico ?

29. My biggest problem is finding insurance i can afford the cheapest i found was 500 a month and my job was way more than that i can't afford anything ive found

30. friend is changing company.. new company has worst health insurance plans.
    Can he take from market place? Any time? or does it have to be before Jan 15th?

31. Can this kind of bleeding the American citizens continue much longer?

32. My deductible for a family plan is going up $8k between this year and next year. And the bi-weekly has doubled as well. How should I proceed?

33. Not a fan of using the “marketplace”. It’s welfare. Welfare is nasty.

34. insurance is biggest scam. normally people around 800 dollars without taking any medical facilities on top of it180 dollars is cut on medicare ,

35. on the name health care insurance companies looting people.

36. May every single insurance company completely go bankrupt and burn in hell for ripping off and using people's lives to make money.

37. Insurance never should have been tied to employers in the first place. It started when government interfered with businesses by not letting them give raises, so businesses found other ways to entice people to come work for them. Government needs to stay out of healthcare and allow competition.